"Family Mosaic work with RAP Office Contracts and what we appreciate the most about the way they work is the understanding they have of housing associations needs."

- Tina Alderman, Family Mosiac

Business needs to move forward

11th May 2009

Are you working in your business and is your business working for you?

Positivity needs to get back into business that’s for sure. From SME’s to larger corporations everyone is experiencing the hesitation of moving forward. If your aim is to ‘survive’ 2009, maintain your profile within the market and invest in your staff and business these are probably the keys which will ensure your sustainability.

It can be a financial pain when your company really needs some investment whether it be a cosmetic need, merger of branches, lease expiring, downsizing or relocating to new premises .The additional time needed to address these issues often presents more stress to the decision makers especially when the process will involve spending more money.

Whilst we are hearing the Banks are eager to lend money this is not always the route Directors wish to take as they may need a loan to assist with the cashflow of running their business from day to day.

Essential refurbishment costs can often exceed £10,000, including initial demolitions, electrical installations, building works and the rest. This is a lot of money to spend all at once but without the refurbishment your business won’t be able to expand the way it needs to. There never seems to be an easy solution.

RAP Office Contracts, refurbishment specialists in Kent, operating throughout the UK are hoping to have gone that much further offering free space planning with CAD, options to meet budget constraints and finance which will preserve your current valuable working capital by spreading the cost of the refurbishment over a term of 3 or 5 years.

As an example a £10,000 refurbishment project could cost you just £321.07 per month for a basic 3 year lease. Overall you’d pay £1,558.52 over 3 years in interest which is actually tax deductable! So assuming the tax rate is 25% the tax to be claimed back would be £2,889.63 which more than covers the interest charge of £1,558.52. So it actually puts money back in your pocket!

This is great because it allows you to respond to challenging needs now instead of later. It really is a no stress, no pain, and total solution!

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